We instigated an initial meeting with Christian Strangward, primarily to discuss my forthcoming retirement and the various options regarding purchasing a private pension annuity. We then extended this to a complete review of our modest investments and my wife's private pension plan. Christian very quickly assimilated our requirements and was very sympathetic to our ethical and environmental views and our attitude to financial risk. He was able to isolate a number of areas which could be improved and explained the various options very clearly. In the ensuing period, our queries and concerns have always been immediately addressed - we feel confident in Christian's expertise and appreciate his very friendly and caring approach.

John Reeman, October 2011